Florida paycheck taxes at a glance
| State income tax | None on wages |
|---|---|
| Local income tax | None on wages |
| State payroll deductions | None |
| Reciprocity | None |
| Figures | Tax year 2026 |
Every paycheck also has federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%), worked out with the same 2026 IRS figures as ourmain paycheck calculator.
Worked examples
A $60,000 salary in Tampa, single, paid every two weeks
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | − $193.08 | − $5,020 |
| Social Security and Medicare | − $176.54 | − $4,590 |
| Take-home pay | $1,938.08 | $50,390 |
Single, paid every two weeks (26 paychecks). Federal income tax and FICA are the only deductions, so take-home pay is noticeably higher than for the same salary in a state with income tax.
A $150,000 household in Orlando, married filing jointly with two children
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $5,769.23 | $150,000 |
| 401(k) at 6% | − $346.15 | − $9,000 |
| Federal income tax | − $344.62 | − $8,960 |
| Social Security and Medicare | − $441.35 | − $11,475 |
| Take-home pay | $4,637.12 | $120,565 |
Married filing jointly, 2 children, paid every two weeks (26 paychecks). The 401(k) deferral and the federal child tax credit are the levers here, since there is no state tax for deductions to reduce.
What comes out of a Florida paycheck
With no state or local income tax, a Florida pay stub usually shows only three taxes: federal income tax, Social Security at 6.2% up to the yearly wage cap and Medicare at 1.45%, plus 0.9% more on wages above $200,000. Everything else is voluntary: 401(k) deferrals, health premiums, HSA contributions. Florida’s reemployment tax, which funds unemployment benefits, is paid entirely by employers and never appears as a deduction.
How Florida raises money instead
Florida funds its government mainly with a 6% state sales tax plus local surtaxes, property taxes, and taxes on tourism such as hotel bed taxes. Those costs show up in your budget, not your paycheck. When you compare a job offer in Florida with one in a taxed state such as Georgia, compare take-home pay and also housing and insurance costs, which are high in many Florida metros.
Working across state lines
Living in Florida does not exempt wages earned in another state. If you live in Pensacola and work in Alabama, or commute into Georgia, that state taxes the wages you earn there, and Florida has no income tax to give you a credit against. Remote workers who live in Florida and work for an out-of-state employer generally owe no state income tax, unless the employer’s state taxes remote work done for it, as New York can.
Florida vs. neighboring states
Take-home pay on a $75,000 salary, single, no pre-tax deductions and no local tax:
| State | Income tax | State tax + programs | Take-home |
|---|---|---|---|
| Florida | None on wages | $0 | $61,593 |
| Georgia | Flat 4.99% | $2,994 | $58,599 |
| Alabama | 2% to 5% (3 brackets) | $3,127 | $58,466 |
Where you work and where you live can both matter. See paycheck calculators for every state for the full comparison.