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Paycheck Calculator by State (2026)

Federal tax and FICA are the same everywhere; what changes from state to state is income tax, local tax and payroll programs such as disability insurance and paid leave. 9 states here do not tax wages at all, 15 use one flat rate and 27 use graduated brackets. Pick your state for a calculator with its own 2026 rules, worked examples and sources.

By , Founder and editor-in-chiefLast reviewed

Compare take-home pay by state

$75,000 salary, single, paid every two weeks, no 401(k) or other pre-tax deductions, no local tax. Federal income tax and FICA are included in take-home pay.

State paycheck comparison on a $75,000 salary
StateIncome taxLocal taxPayroll programsState costTake-home
Alabama2% to 5% (3 brackets)YesNone$3,127$58,466
AlaskaNone on wagesNoAK UI$271$61,322
ArizonaFlat 2.5%NoNone$1,481$60,111
Arkansas2% to 3.7% (5 brackets, 0% up to $5,599 single)NoNone$2,287$59,305
California1% to 13.3% (10 brackets)NoCA SDI$3,750$57,843
ColoradoFlat 4.4%YesCO FAMLI$2,922$58,671
Connecticut2% to 6.99% (7 brackets)NoCT Paid Leave$3,850$57,743
Delaware2.2% to 6.6% (7 brackets, 0% up to $2,000 single)YesDE Paid Leave$3,909$57,684
District of Columbia4% to 10.75% (7 brackets)NoNone$3,500$58,093
FloridaNone on wagesNoNone$0$61,593
GeorgiaFlat 4.99%NoNone$2,994$58,599
Hawaii1.4% to 11% (12 brackets)NoHI TDI$4,271$57,321
Idaho5.3% above $4,811 (single)NoNone$2,925$58,667
IllinoisFlat 4.95%NoNone$3,568$58,025
IndianaFlat 2.95%YesNone$2,183$59,410
IowaFlat 3.8%NoNone$2,198$59,394
Kansas5.2% to 5.58% (2 brackets)NoNone$3,385$58,207
KentuckyFlat 3.5%YesNone$2,507$59,085
LouisianaFlat 3%NoNone$1,865$59,728
Maine5.8% to 7.15% (3 brackets)NoME PFML$3,760$57,833
Maryland2% to 6.5% (10 brackets)YesNone$3,199$58,394
Massachusetts5% to 9% (2 brackets)NoMA PFML$3,775$57,818
MichiganFlat 4.25%YesNone$2,937$58,656
Minnesota5.35% to 9.85% (4 brackets)NoMN Paid Leave$4,007$57,586
Mississippi4% above $10,000 (single)NoNone$2,268$59,325
Missouri2% to 4.7% (8 brackets, 0% up to $1,348 single)YesNone$2,534$59,059
Montana4.7% to 5.65% (2 brackets)NoNone$2,877$58,716
Nebraska2.46% to 4.55% (3 brackets)NoNone$2,533$59,060
NevadaNone on wagesNoNone$0$61,593
New HampshireNone on wagesNoNone$0$61,593
New Jersey1.4% to 10.75% (7 brackets)NoNJ UI/WF, NJ TDI, NJ FLI$3,101$58,491
New Mexico1.5% to 5.9% (6 brackets)NoNone$2,359$59,233
New York3.9% to 10.9% (9 brackets)YesNY PFL, NY SDI$3,808$57,784
North CarolinaFlat 3.99%NoNone$2,484$59,109
North Dakota1.95% to 2.5% (3 brackets, 0% up to $49,575 single)NoNone$182$61,411
Ohio2.75% above $26,050 (single)YesNone$1,619$59,974
Oklahoma2.5% to 4.5% (4 brackets, 0% up to $3,750 single)NoNone$2,830$58,763
Oregon4.75% to 9.9% (4 brackets)YesOR transit, OR Paid Leave$5,580$56,013
PennsylvaniaFlat 3.07%YesPA UC$2,355$59,238
Rhode Island3.75% to 5.99% (3 brackets)NoRI TDI$3,021$58,572
South Carolina1.99% to 5.21% (2 brackets)NoNone$2,657$58,935
South DakotaNone on wagesNoNone$0$61,593
TennesseeNone on wagesNoNone$0$61,593
TexasNone on wagesNoNone$0$61,593
UtahFlat 4.45%NoNone$3,110$58,483
Vermont3.35% to 8.75% (4 brackets)NoVT child care$2,572$59,020
Virginia2% to 5.75% (4 brackets)NoNone$3,498$58,094
WashingtonNone on wagesNoWA PFML, WA Cares$1,040$60,552
West Virginia2.11% to 4.58% (5 brackets)YesNone$2,546$59,047
Wisconsin3.5% to 7.65% (4 brackets)NoNone$2,985$58,607
WyomingNone on wagesNoNone$0$61,593

State cost = state income tax plus employee-paid state programs for the year. Some states still use 2025 figures where 2026 amounts are not published; each state page says which.

What changes from state to state

  • State income tax. No tax on wages in Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. A flat rate in 15 states, from 2.5% to 5.3%. Graduated brackets elsewhere, topping out at 13.3% in California.
  • Deductions and exemptions. Some states copy the federal standard deduction, some have their own smaller one, and some (like Pennsylvania) have none at all. A few tax your 401(k) or HSA contributions even though federal tax does not.
  • Local income tax. Cities, counties or school districts tax wages in Alabama, Colorado, Delaware, Indiana, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon, Pennsylvania and West Virginia. The state pages let you pick your area or type your local rate.
  • Payroll programs. Disability insurance, paid family leave, unemployment insurance and long-term care programs take a small percentage of pay in 16 states.

Live in one state, work in another?

You usually pay income tax to the state where you work, and your home state gives you a credit for it. States with a reciprocal agreement skip that: you pay only your home state, after giving your employer the right exemption form. Each state page lists its reciprocal partners and links to its neighbors. For a quick estimate with a flat state rate, use the main paycheck calculator.

Frequently asked questions

Which states have no state income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. Your paycheck there still has federal income tax, Social Security and Medicare, plus state payroll deductions in Alaska (AK UI) and Washington (WA PFML, WA Cares).

Which states have a flat income tax?

15 of the states listed here tax wages at one rate (some after a 0% band): Arizona 2.5%, Colorado 4.4%, Georgia 4.99%, Idaho 5.3%, Illinois 4.95%, Indiana 2.95%, Iowa 3.8%, Kentucky 3.5%, Louisiana 3%, Michigan 4.25%, Mississippi 4%, North Carolina 3.99%, Ohio 2.75%, Pennsylvania 3.07% and Utah 4.45%.

Which state has the highest income tax rate?

California has the highest top rate at 13.3%, followed by Hawaii (11%) and New York (10.9%). Top rates only apply to very high incomes, so the take-home column above is a better guide for typical pay.

Where is take-home pay highest on a $75,000 salary?

For a single filer with no pre-tax deductions, take-home pay ranges from about $61,593 a year in Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming to about $56,013 in Oregon, before any local income tax. Cost of living and sales and property taxes matter too, so compare them before you move.

Which states take SDI or paid family leave from paychecks?

Alaska (AK UI), California (CA SDI), Colorado (CO FAMLI), Connecticut (CT Paid Leave), Delaware (DE Paid Leave), Hawaii (HI TDI), Maine (ME PFML), Massachusetts (MA PFML), Minnesota (MN Paid Leave), New Jersey (NJ UI/WF, NJ TDI, NJ FLI), New York (NY PFL, NY SDI), Oregon (OR transit, OR Paid Leave), Pennsylvania (PA UC), Rhode Island (RI TDI), Vermont (VT child care) and Washington (WA PFML, WA Cares) take a state payroll deduction from employees in 2026. Each state page shows the rate and wage cap.

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