Maine Paycheck Calculator 2026

Maine paycheck taxes at a glance

Every paycheck also has federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%), worked out with the same 2026 IRS figures as ourmain paycheck calculator.

Maine income tax brackets

Maine also has rules the brackets alone do not show (see the notes below); the calculator applies them.

Worked examples

A $60,000 salary in Portland, single, paid every two weeks

Single, paid every two weeks (26 paychecks). Maine taxable income is $39,000 and the state tax is $2,372, an effective 3.954% of gross pay. The standard deduction and personal exemption remove $21,000 before tax, so the top slice of income is taxed at 6.75% and the 7.15% rate is never reached.

A $130,000 household in Bangor, married filing jointly with two children

Married filing jointly, 2 children, paid every two weeks (26 paychecks). Maine taxable income is $81,500 and the state tax is $4,380, an effective 3.369% of gross pay. Two $300 dependent credits come straight off the tax. The 5% 401(k) deferral lowers Maine income tax but not the PFML deduction, which is figured on gross pay.

Deductions that phase out

Maine’s standard deduction for 2026 is $15,700 for single filers and married people filing separately, $23,550 for heads of household and $31,400 for joint filers. It starts to shrink once Maine income passes $102,250 (single), $153,400 (head of household) or $204,550 (joint), and is gone $75,000, $112,500 or $150,000 later. The $5,300 personal exemption phases out much higher, from $341,000 for single filers and $409,150 for joint filers. The calculator applies both phase-outs. From 2027 Maine’s standard deduction will simply equal the federal one, still with the phase-out.

Paid Family and Medical Leave: 0.5% of pay

Maine’s Paid Family and Medical Leave program has collected contributions since January 1, 2025, and leave benefits began on May 1, 2026. Employers with 15 or more workers pay 1% of wages and may deduct up to half, 0.5%, from your pay. Smaller employers pay 0.5% and may deduct all of it. Either way the employee share is at most 0.5%, and it stops at the Social Security wage base ($184,500 in 2026). The calculator assumes the full 0.5%; if your employer covers part of it, your take-home pay is a little higher.

New for 2026: a 2% surcharge on very high incomes

From tax year 2026 Maine adds a 2% surcharge on the part of Maine taxable income above $1,000,000 for single filers, $750,000 for married people filing separately and $1,500,000 for joint filers and heads of household. That puts the top marginal rate at 9.15% for the highest earners. The thresholds rise with inflation from 2027. The calculator includes the surcharge, so it only matters if you enter a very large salary.

Dependent credit and working in New Hampshire

Maine gives a refundable dependent exemption tax credit of $300 for each child or other dependent, doubled to $600 for a child under 6. It shrinks by $20 for every $500 of income above $100,000 (single) or $150,000 (joint). The calculator uses $300 per dependent. Maine has no reciprocal agreements: if you live in Maine and work in New Hampshire, New Hampshire takes no wage tax, so Maine taxes all of your pay. New Hampshire residents who work in Maine pay Maine tax on those wages.

Maine payroll deductions besides income tax

• Paid Family and Medical Leave (employee share): Maine PFML is 1% of wages at employers with 15 or more workers, and up to half of it, 0.5%, may be taken from your pay, on wages up to $184,500.

Maine vs. neighboring states

Take-home pay on a $75,000 salary, single, no pre-tax deductions and no local tax:

Where you work and where you live can both matter. See paycheck calculators for every state for the full comparison.