Mississippi paycheck taxes at a glance
| State income tax | 4% above $10,000 (single) |
|---|---|
| Standard deduction | $2,300 single, $4,600 joint, $3,400 head of household |
| Personal exemption | $6,000 single, $12,000 joint, $8,000 head of household |
| Per dependent | $1,500 exemption |
| Pre-tax deductions | 401(k), HSA and health premiums lower state tax too |
| Local income tax | None on wages |
| State payroll deductions | None |
| Reciprocity | None |
| Figures | Tax year 2026 |
Every paycheck also has federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%), worked out with the same 2026 IRS figures as ourmain paycheck calculator.
Mississippi income tax brackets
| Taxable income | Rate |
|---|---|
| $0 to $10,000 | 0% |
| Over $10,000 | 4% |
Worked examples
A $48,000 salary in Jackson, single, paid every two weeks
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $1,846.15 | $48,000 |
| Federal income tax | − $137.69 | − $3,580 |
| Social Security and Medicare | − $141.23 | − $3,672 |
| Mississippi income tax | − $45.69 | − $1,188 |
| Take-home pay | $1,521.54 | $39,560 |
Single, paid every two weeks (26 paychecks). Mississippi taxable income is $39,700 and the state tax is $1,188, an effective 2.475% of gross pay. After the $6,000 exemption and $2,300 standard deduction, the first $10,000 of taxable income is taxed at 0%, so only the rest pays the 4% rate.
A $95,000 household in Gulfport, married filing jointly with two children
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $3,653.85 | $95,000 |
| 401(k) at 5% | − $182.69 | − $4,750 |
| Federal income tax | − $79.62 | − $2,070 |
| Social Security and Medicare | − $279.52 | − $7,268 |
| Mississippi income tax | − $93.31 | − $2,426 |
| Take-home pay | $3,018.71 | $78,487 |
Married filing jointly, 2 children, paid every two weeks (26 paychecks). Mississippi taxable income is $70,650 and the state tax is $2,426, an effective 2.554% of gross pay. The 5% 401(k) deferral, the $12,000 joint exemption, the $4,600 standard deduction and two $1,500 dependent exemptions all come off before the 4% rate applies.
Rate cuts under House Bill 1
Mississippi has been shrinking its income tax for years. Today there is a single rate on taxable income above $10,000, and the first $10,000 is taxed at 0%. That rate was 4.4% in 2025. Under House Bill 1, signed in 2025, it is 4% for 2026, and the Department of Revenue already lists 3.75% for 2027. The law sets out further cuts for later years, so check back each January.
Exemptions and deductions, before the rate applies
- Single: $6,000 exemption plus $2,300 standard deduction.
- Married: $12,000 exemption plus $4,600 standard deduction, which spouses may split between them.
- Head of family: $8,000 exemption plus $3,400 standard deduction.
- Each dependent, and each filer who is 65 or blind: $1,500 more.
A single worker therefore pays no Mississippi tax on the first $18,300 of wages.
Two-earner married couples
Married couples usually file a combined return on which each spouse computes the tax on his or her own income and the results are added. That means each spouse gets a $10,000 band taxed at 0%. This calculator handles one paycheck, so it applies one $10,000 band. If both spouses work, your actual household tax can be lower than this estimate.
No local tax, no reciprocity
No Mississippi city or county taxes wages. Mississippi has no reciprocal agreements, so a resident who works in Tennessee pays no tax there but owes Mississippi tax on all wages, while one who works in Louisiana or Alabama pays that state and claims a credit at home.
Mississippi vs. neighboring states
Take-home pay on a $75,000 salary, single, no pre-tax deductions and no local tax:
| State | Income tax | State tax + programs | Take-home |
|---|---|---|---|
| Mississippi | 4% above $10,000 (single) | $2,268 | $59,325 |
| Louisiana | Flat 3% | $1,865 | $59,728 |
| Arkansas | 2% to 3.7% (5 brackets, 0% up to $5,599 single) | $2,287 | $59,305 |
| Tennessee | None on wages | $0 | $61,593 |
| Alabama | 2% to 5% (3 brackets) | $3,127 | $58,466 |
Where you work and where you live can both matter. See paycheck calculators for every state for the full comparison.