Utah paycheck taxes at a glance
| State income tax | Flat 4.45% |
|---|---|
| Standard deduction | None |
| Pre-tax deductions | 401(k), HSA and health premiums lower state tax too |
| Local income tax | None on wages |
| State payroll deductions | None |
| Reciprocity | None |
| Figures | Tax year 2025 (see note) |
Every paycheck also has federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%), worked out with the same 2026 IRS figures as ourmain paycheck calculator.
Worked examples
A $60,000 salary in Salt Lake City, single, paid every two weeks
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | − $193.08 | − $5,020 |
| Social Security and Medicare | − $176.54 | − $4,590 |
| Utah income tax | − $86.43 | − $2,247 |
| Take-home pay | $1,851.64 | $48,143 |
Single, paid every two weeks (26 paychecks). Utah taxable income is $60,000 and the state tax is $2,247, an effective 3.745% of gross pay. The 4.45% rate applies to the full salary, and the $966 starting credit is cut by 1.3% of income above $18,213, leaving a little over $400 of credit.
A $110,000 household in Provo, married filing jointly with three children
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $4,230.77 | $110,000 |
| 401(k) at 4% | − $169.23 | − $4,400 |
| Federal income tax | − $65.85 | − $1,712 |
| Social Security and Medicare | − $323.65 | − $8,415 |
| Utah income tax | − $126.40 | − $3,286 |
| Take-home pay | $3,545.64 | $92,187 |
Married filing jointly, 3 children, paid every two weeks (26 paychecks). Utah taxable income is $105,600 and the state tax is $3,286, an effective 2.988% of gross pay. Each child adds $2,111 to the credit base, worth about $127 of tax, while the 4% 401(k) deferral lowers Utah income and so also shrinks the credit phase-out.
How the taxpayer tax credit works
The credit starts at 6% of your federal standard deduction plus 6% of $2,111 for each dependent. For a single filer in 2026 that is 6% × $16,100 = $966; for a joint return, $1,932. It then drops by 1.3% of your Utah income above the base amount: $18,213 single, $36,426 joint, $27,320 head of household. A single filer with no dependents loses the whole credit at about $92,500 of income, and a couple at about $185,000. If your income is no more than the federal standard deduction, you owe no Utah tax at all.
The 2026 rate cut and your withholding
S.B. 60 lowered the rate from 4.5% to 4.45% in March 2026 and made it apply to the whole 2026 tax year. The Utah Tax Commission revised its withholding formula in Publication 14, with the new tables used for pay periods from June 1, 2026. Pay earlier in the year was withheld at the old rate, so many workers will get a small extra refund. This calculator uses 4.45% for the whole year, which is the tax you actually owe.
No local tax, no payroll programs, no reciprocity
No Utah city or county taxes wages, and Utah has no disability or paid-leave payroll deduction: unemployment insurance is paid by employers. Utah has no reciprocal agreements, so if you live in another state and work in Utah, Utah taxes those wages and your home state usually gives a credit. Utah also has smaller credits, such as a credit for young children at lower incomes, that depend on your whole return and are not included here. Compare with Idaho or Colorado.
Utah vs. neighboring states
Take-home pay on a $75,000 salary, single, no pre-tax deductions and no local tax:
| State | Income tax | State tax + programs | Take-home |
|---|---|---|---|
| Utah | Flat 4.45% | $3,110 | $58,483 |
| Idaho | 5.3% above $4,811 (single) | $2,925 | $58,667 |
| Wyoming | None on wages | $0 | $61,593 |
| Colorado | Flat 4.4% | $2,922 | $58,671 |
| New Mexico | 1.5% to 5.9% (6 brackets) | $2,359 | $59,233 |
| Arizona | Flat 2.5% | $1,481 | $60,111 |
| Nevada | None on wages | $0 | $61,593 |
Where you work and where you live can both matter. See paycheck calculators for every state for the full comparison.